10 Best Western Union Alternatives for Money Transfer Worldwide

Do you have anybody abroad who wishes to send you money in foreign currency? You can easily transfer money internationally without using Western Union money transfer services. Recently, some countries in Africa, like Nigeria were restricted from using Western Union services. But there are many other banking options you can use to transfer money anywhere in the world, be it in US, UK, Canada, Australia or any continent. I Have compiled the best alternatives which not only allow you transfer money worldwide, but also allow you to do some other transactions worldwide.

western union money transfer alternatives worldwide offline and online
source: icelolly.com

You might also have a need to transfer money from your foreign online bank to your local bank. For example, online money earners like bloggers and authors who work with companies like Amazon, Google AdSense and other affiliate companies always receive money through foreign banks like Payoneer and PayPal. Then they can now transfer their funds to their local bank accounts.

10 Best Worldwide Alternatives to Western Union for money Transfer

Note that the list here is not according to their rank. Just check out each of them and spot the one that most suits your plan.



Transfast is a New York based money transfer company. You can either use their bank transfer or cash transfer option to transfer US or Canadian Dollars to almost any country in the world. If you need a very urgent transfer service, you can opt for their Fast Transfer option, especially if you are a verified user. What I enjoyed most in their services it that they explicitly tell you the exchange rate, unlike some other companies. You can check out their FAQ page to know more about their services.


Those who benefit more from this international online banking company are those who earn money online, like, freelancers, bloggers, authors, etc. Payoneer does not only help you receive money from companies like, eBay, Amazon, Fiveer, Google Adsense, Admob, etc., they also allow you to transfer your fund to your local bank for a very little fee. Currently the fee is just 2% of any amount you want to transfer. Also, you can transfer as low as $50 dollars to any local bank worldwide. You can also transfer money from one Payoneer account to another for free, if it does not violate their policy.

Before you can transfer money to local banks through Payoneer, you need to first add the local bank details. Then after the account details are verified and approved, you can now transfer your funds to your local bank. Also note that the account detail you will provide is a domiciliary account of the currency you want to transfer. You can checkout Payoneer’s services and their fees.



This is a UK-based money transfer company. You can transfer fund through them around European countries and few other countries worldwide. Their services are mainly online and you can also transfer money through the recipient’s phone number if you don’t have enough information about the recipient.

Azimo also clearly reveal their exchange rate and transfer charges, which is determined by the amount you are transferring. Read more about Azimo and their services.


The money transfer company is based in Seattle. They cover money transfer mostly in continents like Asia, Central or South America. Although they do not cover many countries worldwide, but their services are very satisfactory.

They also offer special service fee for new customers. But generally, their service fee depends mainly on the country where you are transferring the money from and the recipient’s country. Learn more about their services and countries where their services cover.



This another international money transfer company just like Western Union. They also have physical locations in almost all the countries worldwide. Before now customers always go to some the company’s physical branch offline to send and receive money. But now all these can be done online.

Moneygram’s service fee is a bit difficult to determine because it depends on many factors like the amount being transferred, the recipient’s country, etc. The best way to enjoy a very fast and stress-free service from from Moneygram is to have their debit or credit card. Read more on how to send money worldwide through MoneyGram.

Ria Money Transfer

Ria covers money transfer in more than 140 countries worldwide. They have many transfer options like, deposit directly into the recipient’s account, physical cash collection and even home cash delivery. Their online bank transfer services is available to mostly countries in US and UK. But you can transfer money from these countries to many other countries worldwide.

You have another option to send money physically to your loved ones in another country. That is through their Agent location in your country. Their exchange rate and services fee also depend on many other factors. Make sure you confirm their service fee and exchange rate before your use their services. Read their FAQ to know more about them.


This money transfer company is has multiligual website. You can access the language in English, Spanish or French. The headquarters is in the UK, but they have offices in US, Canada, New Zealand and Australia. They have many payment options including credit cards. Although you can transfer as low as £1, their transfer limit vary from country to country. Likewise the transfer charge. They do not support business accounts. Check out more about WorldRemit and their services.



This also a UK-based money transfer company, with branch offices in the US and Estonia. You can also access their website in many like languages like English, Italian, Spanish, French, Portuguese and Dutch. The company allows you to create either Individual account or business account. You can enjoy more benefits from their services by opening a free borderless multi-currency account.

Another reason why I like this company so much is that they don’t have transfer limit. This means, you can transfer up any amount you wish. Depending on your location, you can transfer and receive money using credit or debit card, bank transfer, direct debits, POLI and SOFORT. Transfer charge depends on the recipient’s country, mode of payment and even transfer method. Read more about TransferWise and their services.

Currencies Direct

The company started operation since 1996 and is a UK-based company. They also have branch offices in the US, Portugal, South Africa, India and France. Also, their website can be viewed in many languages. When you create an account and the account is approved, you have access to interact with your account manager. Also, you can schedule transfer to suit your plan. But unfortunately, they don’t have cash pick up centers. Read more about Currencies Direct, their online money transfer services and exchange rate.


This is an Australia-based money transfer company that has been operating since 1998. They also have branch offices in the US, UK, Hong Kong, New Zealand and Canada. Before 2015, they were known as OzForex. They have local phone assistance available in some countries. You also have the option to transfer money either online or through your phone.

Note that transaction in some currencies can only be done over the phone. Also, you can schedule transfers. Another downside of this company is that they don’t have a cahs pick up center. Know more about OFX and how long their transfer service take.



I have listed the best alternatives to western union for money transfer globally. Also Note that there are other alternatives like PayPal, XE, Bitcoin, OFX, Xoom, etc. Feel free to check out their websites to read more about their banking services and their terms and conditions. If you are cryptocurrency trader, check out these trusted and secure exchange platforms.

Did this article help you? Then it might also help your social media friends. So click a share button below to share this article with them. Don’t hesitate to use the comment section if you have any further inquiry about this topic. Subscribe to our blog via email to get notified once we drop new banking and business tips articles. Enjoy!


Recommended Business and Entrepreneurship Books

the passionate entrepreneurs strategies book by buzzer joseph

The Passionate Entrepreneur’s Strategies: Learn how to discover business ideas that will be successful, grow multiple online income streams, make money from home, attract new & retain customers, applications of SWOT analysis in any business, skills that will help you succeed as an entrepreneur, self-discipline, etc. Lucrative Business Ideas Series Book 1. By Buzzer Joseph. Read more about the book.

how to make money from blogging and affiliate marketing book by buzzer joseph

How to Make Money from Blogging & Affiliate Marketing: Learn the Step by Step Guide of Creating, Growing & Optimizing your WordPress Blog from Scratch for Search Engines (SEO) & How to Make Money through Google AdSense, Affiliate Marketing & Other Strategies for Earning Passive Income Online. Lucrative Business Ideas Series Book 2. By Buzzer Joseph. Read more about the book.

how to make money self publishing kindle books by buzzer joseph

How to Make Money Self-Publishing Kindle Books for Beginners: Learn the Step by Step Guide to Self-Publish a Best Selling Book on Amazon KDP, How to Design Book Covers with Adobe Photoshop, Format, Edit & Proofread your Book Manuscript with Microsoft Word, Promote your Book on Various Online Platforms & Earn Monthly Passive Income Online. Lucrative Business Ideas Series Book 3. By Buzzer Joseph. Read more about the book.

diy grid and off-grid solar pv installation guide by buzzer joseph

Complete Solar PV System Installation Guide: DIY guide on how to install grid-connected & off-grid solar PV systems, how to build solar-powered electric cars, convert conventional cars to electric cars, online & offline ways to make money from solar energy sector (including stocks), electrical wiring & protection system installation guides, plus free resources for skill acquisition and personal development. Lucrative Business Ideas Series Book 4. By Buzzer Joseph. Read more about the book.

how to make money from cryptocurrency trading and investments by buzzer joseph

How to Make Money from Crypto Trading & Investing for Beginners: Step by step guide with screenshots on the basics of blockchain technology, bitcoin & altcoins, crypto security tips, cryptocurrency market analysis (FA & TA), long term & short term trading, how to calculate your profits in excel, legit ways to make money with cryptocurrencies, DeFi yield farming & staking, how to use any centralized & decentralized exchange platform & more, plus crypto investment bonus! Lucrative Business Ideas Series Book 5. By Buzzer Joseph. Read more about the book.

blockchain practical guide kindle book by buzzer joseph

Blockchain Practical Guide: Step by step guide with pictures, on how to monetize the latest blockchain technology trends: crypto trading & tools, especially Ethereum, DeFi, Staking, NFTs, Top 100 Play-to-Earn (P2E) & NFT games, Web 3.0, Metaverse, Virtual Reality (VR), Augmented Reality (AR), blockchain job opportunities, with crypto investment bonus! Lucrative Business Ideas Series Book 6. By Buzzer Joseph. Read more about the book.

how to make money with blockchain web3 apps kindle book by buzzer joseph and kelly joseph

How to Make Money with Blockchain Web3 Apps: Step by Step Guide with Screenshots and Videos on How to Make Money from Blockchain and Web3 Projects – NFTs, Play-to-Earn (P2E) Games, Move-to-Earn (M2E) Apps, Watch-to-Earn (W2E) Apps, SocialFi and GameFi Apps, with crypto investment bonus! Lucrative Business Ideas Series Book 7. By Buzzer Joseph and Kelly Joseph. Read more about the book.

Subscribe to Our Blog Newsletters (Enter your email address)

* indicates required
Follow us on social media

Recommended For You

About the Author: Buzzer Joseph

I am an entrepreneur who believes that anybody can achieve whatever goal he/she sets, so long as you follow the right path. I fully decided to take entrepreneurship as a lifestyle in 2014 and have never regretted that decision. Even though I failed many times, but my failures helped me discover my hidden potentials. I blog at Buzzing Point - https://www.buzzingpoint.com and Microsoft Tutorials - https://www.microsofttut.com where I help young entrepreneurs to discover their hidden potentials and how to turn their passions to income streams. I am also a guest blogger at https://www.freeblockchaintools.com. In fact, I can't do without the internet. I love surfing the net and making research, and then updating my fans on the latest buzzing info. I am also active in Quora, especially in my spaces, Lucrative Business Ideas - https://lucrativebusinessideas.quora.com/ and Free Blockchain Tools - https://freeblockchaintools.quora.com/.

Leave a Reply

Your email address will not be published. Required fields are marked *